Personal Disability Income Insurance:

Disability Income Insurance is designed to protect you (or your business), and your loved ones against the financial effects of disability. For most of us, being unable to work would mean no income and it would threaten our family security and independence. There’s a lot riding on our pay cheque, that’s why disability income protection is important.

Disability income protection plans can be designed for most occupations from those who perform manual tasks, (ie. Electricians and plumbers), to professionals, executives and business owners.

Benefit periods range from as short a period as 2 years to age 65.

The plan design can be as basic as you wish or you might require that optional benefits be added, like; cost of living increases, own occupation definition till age 65 or a lifetime benefit if disabled from an accident.

Disability Income Insurance protects your income from “tomorrows” accidents or illnesses; that’s why it is important to put such a plan in place today!